If I didn't record them, then I wouldn't remember to collect them. I think it's more than fair that the price of borrowing is repayment. It's not like I charge interest. If I were smart, I'd probably listen to Polonius---but until then I will be putting the "IOU" in dubious.
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I swear, you must take some perverse pleasure in entering debts into your little debt file and then collecting them.
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