Trimming the financial fat
Jesse got the word yesterday that there's not a lot of work to be had in the coming months. I knew, in my heart of hearts, that this was coming. And yet, I didn't do a hell of a lot about it.
I've cut our ING savings accounts. The only money we're depositing is stuff to cover Eve's expenses, some money in Jesse's vacation fund -- I can't see it and it's a good way to build up more emergency savings -- and his dues. We have over $8000 in all our savings accounts, so that's not an issue, really.
I reduced our home phone plan by half.
I cut $25 out of entertainment budget -- a book-lending service I used to love has been cancelled and Netflix reduced to $10.
No allowance for me next month -- all it really pays for is food outside the house anyway, so that's not necessary.
And I'll reduce our grocery budget -- luckily I've been stocking up so that's not such a hardship. I have all the baking stuff we'll need for Christmas already. It's like I knew what was coming.
All told, I managed to reduce the budget by over $1000. Not enough to save us if Jesse's not bringing anything in, but enough to get us through for a little while.