Banking Policy
Banks are essential to Virtual Onshoring, and to all entrepreneurial endeavors because (a) They provide loans and needed capital; (b) They allow businesses to safely store money; and (c) They allow money to be transferred from anywhere in the world.
It is important to recognize the mistakes that other countries have made and
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http://knol.google.com/k/alexander-emilfaro/iq-by-country/kpxsjkpzgwux/5#
And if you don't like that study, use GOOGLE to find another.
What this means is that your thesis is nothing but WISHFUL THINKING. Rwanda will not change anytime soon. Get over it.
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