from this:
to this:
you need basic knowledge of PS CS, please don't ask me anything about PSP because I'm 1000% idiot there.
start with your base, mine being the Cho Chage one.
-duplicate the base twice setting the first one (the one closest to the base) to screen and the one on top to soft light.
-new layer, mode: Exclusion, opacity: 74, color: 04273e
-new layer, mode: color burn, opacity: 84, color: c7b299
-new layer, mode: color, opacity: 13, color: 005b7f
-new layer, mode: hard light, opacity: 87, this gradient by
crumblingwalls -flatten image, then go to image> adjustments> variations
-play aournd until you've got the color that you want.
-add some brushes, text and voila! you're all done!
don't copy exactly, and i'd love to see what you come up with!