Ok I finally got my arse into gear today and have now sent my bank an offical letter asking them to send me copies of my bank charges for the last 6 years
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Getting back whats been unfairly charged!claimbankchargeApril 27 2007, 21:02:21 UTC
I see it that you are getting back what was unfairly taken from you!
Personally, even though I run a site to help people get their bank charges back, in principle I agree with bank charges, but at a fair level. If the banks charged less, then I think that many people wouldn't bother claiming them back. The problem with the banks is that they have been too greedy, and flouted the law in the process!
Have a look at my site, which is free to use, and will help you with your claim. It has full step by step guides to each step of the claims process, the latest bank charges news, user forums for one to one advice and a full guide to submitting your claim in court online, which is unique to the site.
Re: Getting back whats been unfairly charged!claimbankchargeApril 28 2007, 20:46:36 UTC
It may not come to that, its what the banks want, but they may not be allowed to do it!
Even if they do, its still a fairer system! At the moment, in extreme terms, it's a case of the poor (who get all the charges) subsiding the rich (who don't pay charges). With a monthly charge to run an account, at least everyone pays the same.
It shouldn't come to it though, as the banks make enough in profit without the charges, its just a case of whether or not the OFT will stand up to the banks.
My bank charged me £75 for getting overdrawn twice in a month 0_0 It's shocking! I'd do the same as you, but that's the first time they've ever changed me, which made it even more weird.
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Personally, even though I run a site to help people get their bank charges back, in principle I agree with bank charges, but at a fair level. If the banks charged less, then I think that many people wouldn't bother claiming them back. The problem with the banks is that they have been too greedy, and flouted the law in the process!
Have a look at my site, which is free to use, and will help you with your claim. It has full step by step guides to each step of the claims process, the latest bank charges news, user forums for one to one advice and a full guide to submitting your claim in court online, which is unique to the site.
www.claimbankchargesback.co.uk
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I got assualted on the 27 of october last year and the year before on the same day... lucky me huh...
This year i'm staying in, and hoping a plane doesn't crash on the house :)
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Even if they do, its still a fairer system! At the moment, in extreme terms, it's a case of the poor (who get all the charges) subsiding the rich (who don't pay charges). With a monthly charge to run an account, at least everyone pays the same.
It shouldn't come to it though, as the banks make enough in profit without the charges, its just a case of whether or not the OFT will stand up to the banks.
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when'd you get assaulted? :/
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Don't let anyone make you think that what you are doing is anything but getting what you are owed:))))
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Hey when can I give you back your DVD's
Do you want to meet for tea and cake at some point?
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but they've just won a case... so be careful.
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