So, things were going really well with that plan. Were, but more on that later. With a restriction of only $100 a month on top of the current monthly mortgage payment, I was able to find a 5% rate with about $4,000 in points and closing fees, or a 4.75% with about $6,000 in points and closing fees. Both end up costing the exact same amount over the ( Read more... )

Say you have an extra $100 a month to spare ( Read more... )

Been perusing the web recently for more financial learnin’, and stumbled on two related blogs that I’m definitely going to add to my daily read category.

First one is at http://www.consumerismcommentary.com/ It mainly has to do with markets/economy and investments. If you are saving money for retirement, or whatever reason, this is definitely a ( Read more... )

LJ Bot Frank + phone IM client = LJ twitter?

Unaccounted-for minutes always seem to disappear whenever I kiss him goodbye. To replace "breath" in the statement, "You take my biological clock away."

Man I need a new job. I've spent some years before college, 4 years in college, and practically all the time since then, learning about economics, investment markets, and financial theory and math... and what I do at work has been essentially reduced to data entry and bill paying. My accounting job was fun when it was still new to me, and when you ( Read more... )

Check out my Fruity Bussi, yo!

( (NSFW) )

Took a Keirsey test, since the last time I took one (a shortened version of one) was back in 2004. I'm wondering if past experience can influence results, since I seemed to have gone from wafting between Artisan and Idealist columns to a solid Rational column. I don't remember what my results were specifically back then, but this time the result is ( Read more... )

Iaido and Kendo start!

 I've been avoiding this for months, but finally broke down and am doing tis, only because I wanted to ask these of someone else. So, ugh. Meme-time ( Read more... )