Do they have a schedule for when you'd become full-time and/or get benefits?
If so, you could maybe go without health insurance until then? (Depends on how long a wait it is and how high your regular health expenses are.) If not, then I guess it gets right away to how high your regular health expenses are. I guess you also have to think in a clear-eyed way about how easy/difficult it would be to work two jobs, etc. etc.
It's a tricky situation, for sure. I want you to be able to take that new job, though!
If you can afford private health insurance and qualify for it, if indeed whatever company you go with requires anything, then get it *and* take the p/t job, dropping the private health insurance a few months after you have benefits. You know, just in case. That's the best scenario.
The biggest practical consideration is: Can you afford not to have health insurance for whatever 'routine health maintenance' for you is? If so, then go without it for a while until you get bennies. If you can't, then pause and take real stock of whatever risks there may be in going without.
It all comes down to: Do you want to risk it? I hate to have it sound so melodramatic, but that's the question at it's most basic. Alas, life can unpredictable... which is why we have insurance.
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If so, you could maybe go without health insurance until then? (Depends on how long a wait it is and how high your regular health expenses are.) If not, then I guess it gets right away to how high your regular health expenses are. I guess you also have to think in a clear-eyed way about how easy/difficult it would be to work two jobs, etc. etc.
It's a tricky situation, for sure. I want you to be able to take that new job, though!
Reply
If you can afford private health insurance and qualify for it, if indeed whatever company you go with requires anything, then get it *and* take the p/t job, dropping the private health insurance a few months after you have benefits. You know, just in case. That's the best scenario.
The biggest practical consideration is: Can you afford not to have health insurance for whatever 'routine health maintenance' for you is? If so, then go without it for a while until you get bennies. If you can't, then pause and take real stock of whatever risks there may be in going without.
It all comes down to: Do you want to risk it? I hate to have it sound so melodramatic, but that's the question at it's most basic. Alas, life can unpredictable... which is why we have insurance.
Reply
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