doom of tuesdays

Aug 08, 2006 07:46

why is it always on tuesdays that john is upset about something? why is it that i always feel like i am just a huge burden on him...costing him money, taking up his space with myself and my 3 dogs, burning his time, stressing him out? i am not usually the main reason for him to be upset, but i know i don't help ( Read more... )

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anonymous August 8 2006, 21:58:25 UTC
i know exactly how you feel. and then, i just said the fuck with it all and decided to buy myself something with the lil money i do have ( ... )

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stuff and stuff.... risingscorpion August 9 2006, 15:02:07 UTC
it isn't that i have lost my free-spirited ways...it is just that i want a decent future for me and john and the doggies. i want to be able to provide them with everything they need and want. i fucked up my credit being a stupid teenager and then all the bullshit you and i pulled...
i just have to focus. the dogs won't know if they don't get the biggest most expensive bones...what they want is for me to relax and watch a movie so they can cuddle with me. they are always more content when i am relaxing...go figure!
thanks for the support though. just knowing you are truly being kind to me helps more than you know.

:)

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i_and_i August 9 2006, 02:52:31 UTC
Maybe you're just in a funk? I know how it is though.. I'm just now paying off my credit cards... I've been paying on them for like 4 years now! I was a stupid early-20's year old.. hehe.. so yeah.. but I still have a ways to go..
If I ever had to move on my own I wouldn't be able to pay rent.. I don't even know what I'd do.. I'd need a roommate but even then... who knows.. (i don't pay rent with harvie.. he's the apt manager so our apt is free.. thats why we can have a 3 bedroom apt... definite benefit)...

Anyway... everything will work out! don't worry :)

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stuff and things.... risingscorpion August 9 2006, 15:05:50 UTC
really, i just need to refinance my car loan...that will help a LOT! but i am worried about TRYING to refinance because my credit is crappy. the place i currently have a loan through only reports to ONE credit agency...so i have a fair rating with them. i wish they reported to everyone. i haven't missed any payments and i am always on time. it looks so good among all the crappy shit on my credit report. eek.
anyways..i am just going to take one bill at a time and just keep working on it until it is fixed. that is all i can do.

thanks for the support...it is nice to know that i am not alone in this boat.

;)

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Re: stuff and things.... i_and_i August 12 2006, 01:25:02 UTC
If you haven't missed payments or anything then you should be good. Besides.. the only things that would come of it is either getting a better loan or staying with the one you have. Don't be scared! If you don't try you'll just keep paying what you're paying and stay unhappy.
My old car.. I had a loan at like 23%.. it was seriously like highway robbery.... so I finally had enough after paying that ridiculousness for 2 years.. went and traded in my car and guess what.. my new car loan is at 4.5% !!!! HUUUUGE difference... So you have to at least try!

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Re: stuff and things.... risingscorpion August 13 2006, 00:50:34 UTC
yeah....if i do it before the 25th, i might be able to skip a payment (everyone's been telling me that they usually let you have a whole month to pay....) hehe.

4.5 would be awesome. seriously.

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requiemoftrees August 9 2006, 06:54:32 UTC
slow down mama! Things are too overwhelming for you right now, I understand. I am in the same boat. As soon as I get to Oregon, we can help eachother! Love you.

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risingscorpion August 9 2006, 15:07:01 UTC
ohhhhh! i can't wait until you get here!!!!!!! ahhh!!!!! just a big hug from YOU is going to make my life a whole lot better. :)

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(The comment has been removed)

risingscorpion August 9 2006, 15:08:57 UTC
yeah..just writing the post helped me to feel a little better...just getting it out. then i was able to indulge myself in work at my job...so i was feeling a bit more sane as the day went on. thanks for the support...everything's gonna be alright ;)

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fiesty27 August 10 2006, 17:19:49 UTC
I've been there myself so I know how you are feeling. The important thing is that you want to change. Maybe you need to sit down and think about where you want to be in 5 years and what you need to do to accomplish that. Then make it your goal to do that. Maybe your first step is to re finance the car or work on just paying off one debt. When you reach that goal treat yourself to something.

Don't forget that you have a last result of filing for bancrupcy. This will really screw you up for 10 years if you try to get anything that requires a credit check. At least you have that option and you can start over with a fresh (well somewhat fresh) slate.

Sounds like you have learned from your mistakes. I think we all go through a bit of spending in our early 20's. Be proud though you live on your own and you don't depend on your parents. You have a job and motivation. That's an accomplishment to be very proud of.

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