I am having a really bad day. I am meant to be going back to uni in two days and I haven't got my student loan sorted out. It's entirely my own fault because I didn't get oganised soon enough, but now I'm really worried it won't come through. It doesn't sound that bad, but it feels like confirmation of my total inability to do anything for myself.
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In NZ you can get a student loan, which you pay back interest free (depending on the government), or you can get a student allowance, which I don't qualify for because it's based on your parents' income until you are 24, which is ridiculous because people don't leave home or go to uni for undergrad when they're 24, they go when they're 18.
This was my first time applying for a student loan, because my parents paid for me while I got my degree, so I didn't really know what to do.
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So they still base it on your parents' income even if you're not living at home? That's odd.
Anyway, I'm pretty sure you're allowed to need your parents forever. Even if you think you need to do things yourself you can always get advice from them. They're always going to want to stick their noses in, so the least they can do is be helpful. =)
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Don't beat yourself up. You can cope without your parents, that's what you're doing right now. You're doing everything (except maybe the student loan) to the best of your ability. And you're going to uni! Don't take that for granted. It is a real accomplishment, take it from someone who dropped out.
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I solved this problem by calling my parents, so I'm still having a slight "not a grown up" crisis, but they're posting me the stuff I need to get my application in, and if the worst comes to the worst they can probably help me out financially, but it's not really how I wanted this to go down.
I've actually already been to uni and am mostly going back because I couldn't get a job, despite having a BA and a BSc. This is for a graduate diploma, which is like doing a second major. I am proud of getting my degrees, but to be honest I didn't work very hard. I'm planning to correct that this year.
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And, guess what? I'm okay. I grew up. I have a mortgage, a real professional job, I always pay my bills on time, and I don't have to go to my parents for help and I was one spoiled little girl. You will be okay too, you're just having some self-doubt right now. Besides, the world economy still isn't that great yet, so the job thing is really not a shock to me. Lots of really talented and educated people can't find work right now. You need to be focused on college. The loans will come through, just go to class and duck the finance department for a week or so until they do ;)
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I already have two undergrad degrees (I did them at the same time) so it's not strictly necessary for me to go back, but I feel like I need to keep my brain active.
I know the job market is bad at the moment, and I try not to get down on myself about it. I find it hard because I'm used to being good at things and getting things easily, so I always think I'm going to get jobs, especially if I get an interview, and then I don't get them and it's really disappointing.
Thank you for listening :). I'm hoping it's all going to be sorted soon.
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