Health Insurance~~One of my soapboxes
I got this little funny/not so funny from a rlssupport group I belong to on yahoo groups. Yes there are many great or good doctors out in the world. If you find one of these I would hold on tight to them. Then there are many doctors that want/need to see so ppl a day that you feel like a piece meat and never get the personal care that you deserve. But what are you suppose to do when you are locked in by your insurance company? Medical cost is so high these days, I wonder how my kids will afford it when they are my age.
Any way thought I would share this with everyone. So may get a laugh, some may stop and thinK. It's ok no matter what you do.
Q. What does HMO stand for?
A. This is actually a variation of the phrase, "HEY MOE." Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eye.
Q . I just signed up for Medical Insurance. How difficult will it be to choose the doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the doctors in the plan. These doctors basically fall into two categories - those who are no longer
accepting new patients, and those who will see you but are no longer participating in the plan. But don't worry; the remaining doctor who is still in the plan and accepting new patients has an office just a half-day's drive away, and a diploma from a medical school in Haiti.
Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.
Q. Can I get coverage for my pre-existing conditions?
A. Certainly, as long as they don't require any treatment.
Q. What happens if I want to try alternative forms of medicine?
A. You'll need to find alternative forms of payment.
Q My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.
Q. What if I'm away from home and I get sick?
A. You really shouldn't do that.
Q. I think I need to see a specialist, but my doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you're risking is the $20 co-payment, what could be the harm in giving him a shot at it?
Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.