I give up at life I swear. I took a test on the Kaiser website, because I've been thinking that I need to talk to a Dr. about being depressed, because I feel there's something wrong with me. I feel like I'm defective, there's just something I'm missing. They had a list of 9 signs of depression, 7 fit me. Then I took the test...
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I've taken that test before, and I got a high number. Maybe higher than yours? I want to take it again!
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I'd seriously be pissed. Thats effed up.
On a similar note it really pisses me off when telemarketers call my cell phone, which fortunately only rarely happens, but its illegal to make unsolicited calls to cell phones.
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i got the same exact result as you
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You can call your accounts and explain the situation. Often you can set up smaller payments until things get under control. They just want any money they can get. The bankruptcy laws of changed, but before they did a old friend filed bankruptcy. It took like 7 years before he could get credit, but it would have taken longer to pay it off. Not that I advise that. Just know if you have to it's not the end of the world.
*lots of hugs* Don't get too down. I know that's easier to say then do. Just hang in there. (oh, and I got the same score on that crappy test)
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