Okay, did he REALLY just ask this on my facebook wall????
Jonathan Paget:
You know what the real problem is? Why do we *need* insurance in the first place?
Paul Herzlich:
Um, to pay for things that we can't afford when things happen to us?
Case in point: I got shot. It costs 14,000 dollars to put in a chair lift in my house to go up my stairs. Without
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