I know this is all I seem to talk about lately, but I'm totally consumed with money and budgeting and thinking about my financial future right now. For the past few weekends I've been spending my time reading Gail Vaz-Oxlade's blog and website and basically obsessing over getting myself debt-free
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We've found the most success by using cash for everything we can use it for. Groceries, fun money, pets, etc. It really helps us to stick to our budget instead of being like "oh, well it's okay that we are $25 over our grocery limit". We keep the cash in envelopes.
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I was thinking about doing envelopes too, but for now I'm just keeping all my cash in my wallet and being mindful of how much money I have for each category. But I think I'll go for the envelopes if I start forgetting what belongs where! It helps so much to have the money right there in front of you!
Isn't your interiew today? If you haven't already gone, GOOD LUCK! You'll do great!!
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I hope everything is going good, I know the feeling with the hot holiday. Apparently we don't even get paid for the first MONTH meaning I still won't have any income until January. So we'll see how things go. We can always try doing the spontaneous, last minute hot holiday purchase and see how that goes... :P
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Honestly, the last-minute purchase thing would probably end up being way cheaper (albeit scary, if we can't find anything). I guess we can talk about it more when December rolls around.
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