In my 1 week vacation at Thanjavur, I basked in the glory of so many birds and insects and night-sky stars, walked distances, talked to a lot of people besides catching the typical cold that I tend to catch everytime I go to the country side.
I met one Mr.Meenakshi Sundaram of the Tamil Nadu Organic Certification Department (
TNOCD) in Thanjavur. In
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Poor people do not have access to cheap credit. They are forced to borrow from predatory money lenders. This is a grave problem. The government can easily lend money at a cheaper rate. It can also enact and *enforce* usury laws. Accompanying both must be a solution to remedy people's existing loans.
This hard problem is made more difficult because politicians are unscrupulous. How can we fix this problem? Rather, what can I do to fix this?
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I'm thinking this:
1. Learn to become self-sufficient
2. Mentor one poor man and give him money on credit. Explain the terms clearly - create a situation where only his success will assure return of the money lent - that way, the mentorship is not compromised.
3. The poor man pays back the loaned money with (the nominal) interest - all of which was made out of what we taught him.
4. Once the profit and the good-nature of this micro-financing becomes evident, the poor man will naturally choose to do the same to another poor man.
But everytime I come up with any grand plan, I tell myself to first learn to become self-reliant and that means to know how to grow the food we need.
Right now, I'm dependent on a salary for food. I can't go on talking without becoming self-sufficient first :)
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Harish
WWOOF-India Coordinator
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