A RARE PUBLIC ENTRY.

[supersandoz]

this entry is public because i want people to know

Comments

[angelchildr]

I recently checked my credit through freecreditreport.com, and in the information I saw (both on the site and what was emailed to me), it stated that I had 9 days before I was subscribed to their monthly service ($14.95/month), though I could get my credit report for free, and then call to notify them that I didn't want those extended services. They're annoying on the phone with asking you questions and trying to keep you as a "member", but they do eventually unsubscribe you. Annoying, yes, but I think they're otherwise legit.

[supersandoz]

nothing was emailed to me, no report or information saying i could call and cancel any services. it's just all sorts of messed up.

[tune_me_out]

At the end of the commercials it says "offer applies with enrollment in Triple Advantage," so I was pretty wary of it to begin with. I don't think it's always said that though, so they probably got in trouble for false advertising or something and had to tack that on there.

[supersandoz]

i hadn't seen one with the tacked on bit. must be relatively new. scam or no-- a suprise bill is not cool. :/

[tune_me_out]

No kidding. They need to be way more upfront about what their service actually is / what it's connected to.

[teargrrl82]

Yes, the commercials always says free credit report with enrollment in Triple Advantage.

I am ALWAYS telling people Free Credit Report is not really free.

However, there is a law that states everyone gets one free credit report every 12 months. You can get that at www.annualcreditreport.com

[whatawaster]

Yeah, as teargrrl82 posted above me, those commercials have had that whole "...involves enrollment with Triple Advantage" tacked on to them for the past couple of years because of people complaining. My mom works for a credit reporting company, so I know there's plenty of ways you can get a free credit report without dealing with one of these scam sites. You can contact each of the three credit reporting companies (TransUnion, Experian, and...the other one whose name I'm forgetting right now) by phone or online and you're entitled to one free credit report a year from each of them, as each creditor (banks, credit card companies, etc.) are obligated to report to one of the three reporting companies but not ALL THREE, so it's possible that your credit at each one is different. It's complicated, but it's always good to know this stuff, I did it a few months ago through all three and everything came up clean as a whistle!