Health Insurance Portability and Accountability Act, 1996

[tectonic_drift]

cross-posted to policyresarchThe 1996 HIPAA (Health Insurance Portability and Accountability Act) law protects health insurance coverage for workers that change their job or lose their job

Comments

[mcfnord]

I wish HIPAA let you go ten years!

[tectonic_drift]

As in reach back 10 years for a perid of 18 months of "creditable coverage" (i.e. employer-sponsored coverage)?

Ahh, so that could be one disadvantage of going with a non-HIPAA plan. If one goes with the non-HIPAA plan and then comes down with a disease, then the absence of the "pre-exisiting condition rule" makes it difficult to obtain affordable coverage on the private market.

[mcfnord]

(it's mcfnord)

agreed!

[tectonic_drift]

Thanks for helping me think through this important issue!