We were already to go -- had a temporary living situation lined up and had decided what we were going to do for the next house (namely, buy a lot and put something like this on it --
http://www1.livinghomes.net/homesHertz.html). We thought we had the budget covered and were raring to go.
Then the developer sent us an excel spreadsheet that allows you to generate a reasonably accurate estimate of how much money we would really need to put up, including permit costs, and various fees, and with the added caveat of "have an minimum extra 10-15% above and beyond for emergencies".
Well, when THAT math was all done we saw the grim reality of being at leat $100-200k short. So, given that it was Thursday night before the weekend when we were originally going to move out, we ended up staying up very late, hashihng through various possibilities and backup plans.
What we finally boiled down to was, with the baby around, we're not willing to take huge risks on our living situation, nor do we want to settle on a house we're not totally satisfied with. If we were going to do that, we might as well stay put, and work on aquiring the necessary additional funds so that we can have the house we feel good about having in a year or three.
So we're staying put, and have spent the morning on the phone cancelling all the services we were about to use (like packers and stagers), and restoring services we were cancelling (like cable and phone and snail mail).
To make a really stupid analogy, I feel like I'm laying down pocket aces because I just KNOW IN MY GUT the guy across the table has got a flush going. It's the right thing to do, but it still sucks.
Bah.