I went back and got caught up on your entry... Ugh. I'm sorry you're going through this. I had a serious boyfriend like this, and hell... Even my ex- husband was a lot like this and it drove me crazy.
I think marriage counseling is a great idea... If he's willing to do it. Ultimately, you need to be happy with your life... Whatever that outcome might be.
When you get a job, do NOT let him have access to your funds. Sometimes it's simply what needs to be done. Do your best to make ends meet, someday he will see it's not your fault.
I definitely agree with not letting him have access to any income you bring in, and normally I'm all about the shared bank accounts. He's so recklessly irresponsible with money, though, letting him at it would be a recipe for disaster.
It definitely sounds like he could be addicted to video games/technology. Like a real addiction, since it's interfering with daily life. He also seems to lack forethought when it comes to money in addition to being utterly unable to handle funds. I work with a couple people like that and it's a VERY hard pattern to break when one is an adult. If you can get him to do so, it might be good to get him to go to counseling, and maybe see if you can find a budgeting/financial planning class (and it might help if you went with him to that, as a show of support. And hey, you'd probably learn something too!).
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I think marriage counseling is a great idea... If he's willing to do it. Ultimately, you need to be happy with your life... Whatever that outcome might be.
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I'm sorry you are going through this hon :(
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