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Oct 17, 2006 21:16

so here's whats been going on w/ me ( Read more... )

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Comments 5

chrystaltchan October 18 2006, 04:54:26 UTC
credit cards are not supposed to raise apr without notifying you first!

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thisgirl_jo October 18 2006, 22:15:09 UTC
they'll probably notify you but by then it'd be too late cuz you dont have money to pay it off :( like by the time you realize you're in alot of shit you cant do anything about it. thats why the average american is in debt like 2000+ dollars and for the first time in history we're spending more than we're making

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iamchristine October 18 2006, 05:32:30 UTC
yays i'm glad you like your roommate a lot and stuff. =D credit cards are seriously so evil! thank goodness i work or else i'd be in soo much trouble. =X see you this weekend!!! =D

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thisgirl_jo October 18 2006, 22:12:40 UTC
no seriously. without jobs i'd be bankrupt w/o actually having any assets. i duno how that would work. :\ but my debt would be sky high right now if i didnt have my summer job.

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thisgirl_jo October 18 2006, 22:11:03 UTC
yeah i cant imagine how balance transfers can be good. i duno.. i mean if you're really in debt and you need to lower interest but otherwise its like stacking cc debts. it really sucks to have to pay interest on cc purchases b/c its like paying more for everything you buy. i'd rather just wait til i have enough money to buy them
yeah see you this weekend :)

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