I'd never heard that but it's good to know. I looked them up and they don't seem to be issued by any real bank. I've used the Amex and Chase visa cards with no problem.
I've never heard of Vanilla, although I have gotten Visa cards as gifts from other companies, so I'm going to guess it's an issue with Vanilla specifically. I found out the hard way that buying gas at the pump with one can mean putting a ridiculous amount "on hold", but I've never heard of it being six days! And it makes absolutely no sense for there to be a hold PLUS a declined sale. It doesn't sound at all like they gave any reasonable explanation for both happening. Most assuredly a total rip off.
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