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[uptowncivility]

Ok, so it has been over 2 months since my last update. I have to talk about it because it is driving me insane. I am so overwhelmed with debt it isnt even funny. Every day I come home and I have another letter or message from a bill collector. Where did I fuck up so bad that I cant pay my bills? I use to have them all sorted out perfectly. Never

Comments

[jenni_goes_grrr]

God will never give you more than you can handle. I know i dont really know you but trust me, It'll get better. Theone thing I can think of right now is to get ALL your bills that are past due together, and get ahold of one of those debt consolidation places. Wherever you bank might have one. If you'd like I'll call my bank and find out which one they use. We use Navy Federal, but they told us of another one incase you can't go there. They help SO much. They will contact all your debtors and set up a way to pay back everything, and even helped me and my husband have a bunch of late fees removed. Figure out how much extra you can spend a month to pay off bills, possibly get a second job or something if you have too. Its really hard to start, but it can be done!! Don't give up. Even though you think your friends have left you, I'm sure they still love you, just aren't realizing what they are doing. And think of your family, no matter what, they love you unconditionally...

[facless]

i know you probably dont want to hear from me, but IF you go with this debt consolidation that shes talking about be REALLY REALLY careful. they suck major ass. ANYONE that i talked to at citibank that said they were going through a debt consolidation (and that was probably 1/2 of the people i called to collect from) were more in debt because of them then they would have been if they would have just let themselves go a bit later and save some money and just pay them off. i dont know how good your credit is, but i would suggest, if its possible, to get a loan, rather than consolidate your credit. i learned that they take their time when it comes to coming up with an amount good for the companies owed, and they get rejected all the time because most of them give impractical amounts that the companies don't approve of. so then they have to come up with ANOTHER amount and so on. however, if you are eligible for a loan, you can just make monthly payments that may be affordable, especially if its your first loan taken out.

[headofurfantasy]

Mark I just want you to know that Im here for you when ever you need me You have my number you can call anytime. Dawn told me to tell you she said hi also.... If you need anything call me 2 3 or 4 am I dont care Muahz