So, turning 18 means you don't have to repay your debts?

May 09, 2007 13:55

He ran up a debt of £480 with my daughter last summer, in Bochum. Promised faithfully to repay it, in full, the INSTANT he could ( Read more... )

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Comments 10

professoryackle May 9 2007, 14:18:15 UTC
Stating the bleedin' obvious, but small claims court?

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writerwench May 9 2007, 14:24:03 UTC
My daughter would have to issue the proceedings, which she doesn't feel up to doing. Things like this make her sick with anger/terror.

However, the mother naturally enough was furious that her son had run up this huge debt without asking her permission, although he was 17 at the time... and I think she'd fight hard to prove that the debt was invalid on those grounds. Although having agreed that repayment was due, she can be construed to have accepted the validity of the debt... but she's a nice woman, I don't want to be horrible to or about her.

It's her stupid son that needs a damn good kicking up the arse. He promised to repay, and has defaulted on that promise. I don't suppose we'll ever see that money again - they'll none of them be able or willing to afford to pay it back - but it will Not Go Forgotten.

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adriftinthefog May 9 2007, 17:32:18 UTC
I once took somebody to the small claims court. I was a bit concerned about this, because the guy was a silver tongued liar and, to be fair, rather more charming than me. In the event, he just ignored the whole thing, I got a judgement in my favour without turning up in court. He still wouldn't pay, so I sent the bailiffs in to his office, at which point he coughed up. It took a while, but I got my money. He disappeared without trace not long after owing a large amount of money.
Some people might consider your daughter an evil bread head for trying to get her money back. I don't have much sympathy with that outlook, but I guess it does depend on the relative value of the money + justice against the stress of extracting it as to whether it's worth proceeding.

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writerwench May 9 2007, 18:24:57 UTC
It's an option, but as I'd be taking that action against the little charmer's mother, who is actually very nice, I'm reluctant. If the debt was in his name, as an adult, I'd have a bankruptcy charge against him pronto.

No, I'm taking alternative action, which I'm assured is perfectly legal so long as the situation lasts... and which will remain in place until/unless my daughter is repaid.

We Aspies work slow, but we work mighty devious and effectively.

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dogsbody01 May 10 2007, 22:19:45 UTC
I feel bad for your daughter.It's almost a pity, that debtor's can't be arrested and jailed;until they've paid up.

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writerwench May 11 2007, 07:11:27 UTC
Thanks. Yes... he said some amazingly hurtful things to her, as well, which I won't detail here. And he was such a NICE young lad before he left school.

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dogsbody01 May 17 2007, 00:03:14 UTC
Why is it,that it's always the ones whom seem like their nice and decent;which always end up stabbing people in the back?
Rhetorical question.

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writerwench May 17 2007, 08:40:06 UTC
Yup. He's quite bright, and insecure in himself, so is very good at adapting his manners to please whomever he wants to 'fit in' with - hence the shock when he 'turns'.

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