Comments | yellowstar: Why I'm Changing Checking Accounts

yellowstar

Why I'm Changing Checking Accounts

Jul 15, 2009 16:03

This is something I need to get off my chest, and will not make for good reading. My apologies in advance. In short, DO NOT bank with BB&T.

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Comments 4

yllej July 15 2009, 21:06:26 UTC

I had a slightly similar problem with BoA and Target. I had wanted to pay my target purchase w/ two c/cs b/c after being in the store for an hour shopping, my transaction came to more than i expected. Two times at the register the transaction didn't split it up right, so it charged my bank card the whole amount. They canceled the transactions, but this never canceled the "hold" in my bank account so there was $200+ on hold for 2 transactions that were never going to clear. I would have been all fine and dandy if those holds weren't there when other things came through and cleared the next week but b/c of the holds were still on there I got a bunch of over draft fees for tiny charge amounts. I was on my way off to vacation over a holiday too. Luckily the vacation was with my parents, so I didn't have to pay my way around town ( ... )

Hear Hear! yellowstar July 20 2009, 20:05:12 UTC

Incidentally, the credit card company who made the error which caused the erroneous $50 charge that got me in this mess is Bank of America.

Banks... can't live with 'em, can't live without 'em...

mrbojangles226 July 20 2009, 19:12:09 UTC

Man I have been internetless for a month and have fallen behind. Yeah I'm switching to the credit union from Wachovia for like reasons. And lets not get me started on Citi. I finally payed off my ENTIRE credit card balance with them and immediately afterwards they lowered my limit by $900. Fucking dicks faces. I called and they said that after reviewing my account there they felt that I was more of a risk. A risk after finally dutifully paying off my bill?! Now I want to Tyler Durden them.

yellowstar July 20 2009, 20:03:12 UTC

Coincidentally, I just called Citi today to request a credit line increase, which I was granted. I only requested $400 added (because I might need it while in the process of switching my checking accounts around) but still... just wanted to rub that in... sucka!