Say you're in a shopping environment where negotiation is reasonable to anticipate (i.e. Used car dealership, flea market, antique shop, Craigslist, etc.) and you see something for sale that you might be interested in purchasing. You notice the price and it's significantly higher than you're willing to spend on the thing. What you're willing to
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I guess I would think of this as more appropriate for in-person than in response to an online ad. Although I would haggle in response to a Craigslist item depending on the item and amount. Maybe I'd start a little higher. But, if the intent is to haggle, starting at 50% and working up to somewhere in the 70-80% range may be the goal. And that's not insulting so much as a cultural habit.
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So I'm not sure I have a bottom price that is insulting. I'm not sure I have a top price that is insulting. Mostly I have things that cost too much, just enough, or so little I can afford it and have money to spare. I just don't have pride invested in pricing control.
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