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Sep 15, 2005 22:41

Went online to check my credit score and credit status today ( Read more... )

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Comments 7

consortofvenus September 16 2005, 04:29:13 UTC
They might have gotten your info from another company.

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aeternita_ultio September 17 2005, 08:34:18 UTC
No, Citibank had issued my social security number, address, name, and other personal issues the cards. They were sent to me... ID Theft made no sense since nothing was spent... but its confusing.

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dkny316 September 16 2005, 04:46:04 UTC
If you know about the Bill and Ted movie series, you'd understand whats happening.

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I smell fraud john1082 September 17 2005, 05:23:54 UTC
Suspicious type that I am, I smell fraud. A couple of reasons:

First, you lived in a dorm and there was plenty of opportunity for someone to go dumpster diving and find a "pre-approved" credit card app with your name on it.

Second, I don't know who Chris is, but I doubt that you would write his name down as 'spouse' but someone else might well do so.

Third, if there are two cards out there that you don't know about then that really suggests that someone else does know about them!

Call the card companies and get 'em canceled.

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Re: I smell fraud aeternita_ultio September 17 2005, 08:33:17 UTC
Found out what happened.

I applied for the cards while in college, but since the dorm did not come up as a confirmed address, they got sent to the home address (ie. the parents) who held them and never told me about them (which is why they weren't activated).

So then I call up, and now they are sending the cards to me... me having 2 cards I didnt know about with perfect paying them off (well I didnt use them so no payment was required) gave me amazing credit.

But I ended up calling the fraud department on myself pefore realizing this, and changing all addresses to the Florida address.

Everything ended up well. They're sending brand new cards to me, which accidently gave me outstanding credit, which I won't touch just so I keep good credit forever... maybe I'll just cut them up?

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sophistiphunk7 September 17 2005, 12:51:23 UTC
damn man time for a new social security number and quick

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aeternita_ultio September 17 2005, 23:48:49 UTC
Just might be.

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