i realised earlier, with my credit cards, store cards, loan from lloyds tsb, i owe a grand total of £14000.00, and i'm only 23. this is bad. very very bad. i'm paying lloyds £50 a month and i've just applied for a loan which will wipre the cards which will then be cut up. i'm fucking awful with money, i really am, but when i'm manic i spend spend
(
Read more... )