Comments | aylara: Health care

aylara

Health care

Oct 16, 2008 11:06

Even though I know very well that there is little chance of either presidential candidate actually being able to overhaul the health care system, there are some seriously misinformed opinions floating around out there ( Read more... )

Comments 13

good point mssnell October 16 2008, 18:40:54 UTC

I'm 22 and in good health and work as a bartender... so in other words I haven't had insurance since I lived at home with my parents. I know I should have, and hope to get it soon. I'm still trying to figure out which plan is better for me. But I don't vote on what one thing is best for me. I think that overall Obama has the right idea.

emmacrew October 16 2008, 18:49:36 UTC

We pay sixteen thousand dollars a year for health insurance that admittedly lowers the cost of various procedures, but doesn't pay out a dime until we've paid at least $2k deductible per person (it might be up to $5k now, I forget). That includes zero vision or dental coverage, we pay for those completely out-of pocket. And that's not even going into what we pay for Philip's ABA/tutoring. And I live in fear that the program we're in (which can't turn you down for pre-existing conditions, it's through IEEE) is going to go away, because the membership drops (and price goes up) every year. Yeah, a five thousand dollar tax credit is going to make a huge difference for us. *rolls eyes*

vengeant October 16 2008, 19:11:48 UTC

So, I get the idea from reading your post is that McCain's proposal is basically "School vouchers for Health care" or as my Mom loves to put it, "A plan to have the government help pay for the rich's stuff ( ... )

emmacrew October 16 2008, 19:56:03 UTC

Also, if you *do* get insurance through your employer, he proposes to tax the part your employer pays for (that's how the $5K is "revenue neutral"). So your "taxable income" would go up by whatever your employer spends on your health insurance plan. So everyone talks about "hooray, free $5,000!" and doesn't mention the part that's going to pay for it. And a lot of people think "my health insurance doesn't cost anything!" because *they* pay no monthly premiums, not realizing that their *employer* pays a big pile of money for it.

wtf October 16 2008, 19:12:16 UTC

As someone in the exact same position (uninsurable on my own), I heartily agree with you. Can I link to this on my LJ?

aylara October 16 2008, 20:11:11 UTC

Sure! I posted it public so people could share.

theinfamousmom October 16 2008, 20:02:57 UTC

The irony is that the people who are yammering about the Obama plan "turning us into communists" were all for what amounts to nationalizing the banks... which is what socialist countries do.

I just wish there were a way of forcing health care reform out of the hands of politicians who don't have to worry about the costs of health care themselves.

aylara October 16 2008, 20:18:19 UTC

Honestly, the bank bailout is MORE communist than his health care plan! But I digress.

The whole system of healthcare is corrupt from top to bottom, so that doesn't help either. My current insurance is not that great, and my doctors (who are very cool and are fed up with the system) have shared with me that I end up getting what amounts to a 90 percent discount on my healthcare due to what the insurance company forces them to accept -- they don't really make any money at all off of treating me, and they may eventually drop my plan as a result.

theinfamousmom October 16 2008, 22:52:05 UTC

The diabetes clinic has been fiddling around with my insulin for a couple months, and the nephrologist has been fiddling with my oral meds. Yesterday I went in and explained to the nurse practitioner at the diabetes clinic that I was not like her other patients, wanting to try this or that oral med forever rather than go straight to all-insulin. I wanted what worked, and if the best medical course of action was insulin then so be it ( ... )