mark ends up being 21, paying about 15,000 on my car on loan(for about 2 years on 20% mind you). Never being late on payments. Living in an apartment for near a year about 400 bucks a month and about 100 on utilities. Never late. So when i'm 17 bucks under in payment on said car loan I get denied for a credit card with a measley $500 credit
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