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Money is Money
I don't know if this deserves its own post but its been on my mind for a while and if anything I feel the need to get it out on paper. so here goes.
You go to work day in day out to make your cash. Payday arrives and you get that fat check for 1,000$ (I like round numbers). You slaved for this money, it has to go to bills but that's OK, you know ( Read more... ) -
Making Money: Active VS Passive.
Odds are that if you are over 10 years old you have done something.... something... for money. Cleaning out mom and dad's car for a quarter or starting a job at McDonalds when you were 16. or that corporate job in the big city after you finished your Masters degree. The world revolves around cash. We all learn its power at an early age, the more of ( Read more... ) -
Mortgage info and your Credit Score.
Looking to get a house? good stuff. I'm sure you going to start thinking about how many bed rooms and bathrooms you need. how much living space, how big you want the yard, where you want to be. school zones, distance to work. etc etc etc. that's part of the fun. But like I and some of my friends have found out, just because you WANT a house, even ( Read more... ) -
Wants vs Needs
The season of needless over spending is upon us. Where people will go into debt to buy themselves or others that "thing" they have been wanting.
While contemplating american consumerism and my own thoughts about picking up a new HD TV. I began to bring myself back to the basics.
Wants VS Needs.
It's very easy to confuse the two. You may honestly ( Read more... ) -
To Rent or Buy a house.
Its easy to turn on the news and hear people moaning about the housing market. Every day I see a story about how people are "underwater" on their mortgage (they owe more than the house is worth because the value of their house has gone down since they bought it).
You can ask experts all day long to look in their crystal ball and see if prices will ( Read more... ) -
Saving vs. paying down debt
in the past few days I've had this discussion with three people. I mentioned it in an earlier post, but it bears repeating.
Pay off high interest debt before saving money. Especially credit cards.
Here is why.
Lets say you have 1000$ in credit card debt and its at 20% interest. You want to pay it off and you want to pad your savings. Thats good. But ( Read more... ) -
Saving Money - Part 2
So we've covered Electricity and Gas. both of those account for a decent chunk of my money ( Read more... ) -
Saving Money - Part 1
I've talked about the need for an emergency fund, but how do you go about getting the cash for such a thing ( Read more... ) -
The Oh Shit! fund
I am a firm believer in an Oh Shit fund (emergency fund). Several things can happen to you when you might need some extra cash. Car breaks, loose your job, Medical bills, etc etc ( Read more... ) -
LJ 2 FB
Going to see how this plays out. Going to have my posts on LJ also post on FB