Everyone should get involved in a fairly expensive project they are unable to back out of and then have financial difficulties. It forces creativity and encourages thriftiness!
Oh to be a kid again, when most of the things you wished for were relatively cheap. Adult wishes and desires versus needs are so... inconvenient -- not to mention expensive!
On the plus side, I get to choose my own bedtime. The downside of that is I still have to get up in the morning!