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Understanding The Pros And Cons Of Bankruptcy
In this article, let’s take a closer look at the pros and cons of bankruptcy and how it should affect your decision on whether to seek bankruptcy or not.
The Pros of Bankruptcy
When bankruptcy is filed for the right reasons, it can have advantages or benefits to an individual. First of all, it releases you from the pressure and stress of having ( Read more... ) -
How to Dispute Credit Report Errors
Your credit report contains all your personal information including details about your debts and finances. Needless to say, a single error or even the littlest bit of misinformation in your report can cause problems in your dealings with creditors, insurers, employers and landlords.
The Fair Credit Reporting Act was created by the government to ( Read more... ) -
Ways to Protect Your Debit Card From Identity Theft
The problem of identity theft and credit card fraud is an undeniable fact in our society today. In the United States alone, millions of consumers fall victim to ID theft and fraud each year, and the number of victims continue to increase with the passing of time. With the introduction of credit cards that functions as debit cards, cases of ID ( Read more... ) -
How to Smartly Manage Your Credit Card Charges
As a card holder, what can you do to stay out of credit card debt? Here are 6 tips on how to handle your account the smart way:
- Be aware of your credit card’s exact terms. How well do you understand your credit card’s Terms & Conditions? Surprisingly, many cardholders are not even aware of their exact interest charges, transaction ( Read more... )
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The Benefits of Bad Credit Payday Loans
When burdened with bad credit and a low credit score, getting the financial help you need may prove to be a difficult challenge. Understandably, many lenders prefer to lend money to people with excellent credit. High-risk borrowers must face the dilemma of finding lenders who are willing to give them loans with easy approval and reasonable rates.
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How To Get A Good Credit Card Deal With Bad Credit
Everyone who wants to own a credit card is looking for a good deal. This is why we often hear the advise, “Shop around first before signing up for a credit card,” or “Compare different credit cards before making your final choice”.
But what does a good credit card deal really mean? How can you be sure that you already found the best credit card ( Read more... ) -
The Advantages Of Getting a Bad Credit Payday Loan
If you currently suffer from bad credit, perhaps you’ll be glad to know that bad credit payday loans are available for you in case you need cash in a hurry. What are payday loans and what are the advantages of getting a bad credit payday loan? Are payday loans for everyone? Why should you be careful when getting a payday loan?
Payday loans for ( Read more... ) -
10 Questions To Check Before Applying for a Secured Credit Card
Would you like to apply for a secured credit card? If you have a less than perfect credit score, you’re not entirely helpless. This year, you can start improving your credit score with the help of a secured credit card. Here are ten questions you may want to check out before applying for one:
1. What is a secured credit card?
A secured credit ( Read more... ) -
How to Get Out of Debt Effectively
If you’re looking for ways on how to get out of debt effectively, then this article is made for you. Consider the following pointers on how you can be set free from the pain and burden of debt.
Don’t borrow more than you need. Some people got stuck in huge debts just because they borrowed more than they needed for their purpose. For ( Read more... ) -
Tips To Know If Credit Repair Is A Scam
When seeking credit help, everyone is warned against agencies or organizations offering “quick fix” or “instant credit repair” to unsuspecting consumers. In fact, credit repair scam is so prevalent in the market today in response to the large number of people in need of credit help. In this article, let’s talk about how you can avoid credit ( Read more... )