Comments | kiskameow: Cheap days are over ...

kiskameow

Cheap days are over ...

Mar 14, 2005 10:58

So I went to test drive a couple of new cars the other day - Civic, CR-V, and Xterra. CR-V pleasantly suprised me, but Civic turned out to be a huuuuge disappointment, especially considering that it was the only sedan I was seriously considering buying. But, alas, it is not to be, and I mean no offense to anyone out there that reads this that at ( Read more... )

Comments 5

mvs57 March 14 2005, 16:21:34 UTC

An option can be to buy a (slightly) used car and go for liability insurance. Then you may be able to save.

kiskameow March 14 2005, 16:43:15 UTC

Yeah, but even slightly used car has a history behind it. And you need comprehensive for a new car one way or the other, for a peace of mind.

mvs57 March 14 2005, 17:08:11 UTC

You can use carfax to check car's history, unless you are talking about emotional aspect :)
With the new car, you're absolutely right: your only option is full coverage unless the car is paid off.
Another option can be to raise the deductible, say from $500 to $1000. If you consider yourself a safe driver, chances are you will save money this way.

kiskameow March 14 2005, 17:14:13 UTC

Used car has been handled, and you don't know how well. The driver may have hit a fence, fixed the car himself, and it wouldn't show up on Carfax. Even though it has been repaired, it still had something wrong with it at some point in time, and that will eventually surface 3-5 years down the road. And the warranty is also for a shorter period of time, so the peace of mind sort of shrinks with that. Bottom line is, with a used car, there's only so much you know of what happened to it, there's a whole gray area that could cause potential problems. That's why I think it's best for me at this stage of the game to get a new car.

You're right about the deductible though, it's currently priced with a 250 deductibel, I may have to consider that option as well.

figgy_pup March 14 2005, 18:58:24 UTC

I know you're only after new. But just remember, for now at least while you're not paying rent, handling a buy like this should be easy enough for you. And if you really think the Sooby is going to die soon, now's the time to get a new one.