investing

Sep 18, 2012 22:50

So I went and opened up a TFSA (Tax-Free Savings Account) yesterday ( Read more... )

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Comments 8

sabotlours September 19 2012, 03:49:20 UTC
Doing some quick math it looks as if your bank is paying you somewhere between 2 and 2.5%. That's not too shabby in this environment, but you CAN do better investing in some high-dividend yielding stocks. You also might consider DRiPs or Dividend Re-investment Plans where the dividends you earn are turned into more shares of stock.

I did a quick survey of a few stocks and here are dividend yields (which don't reflect ups and downs in the stock price itself)
MO (Altria formerly Philip Morris) 5.3%
WWE (World Wrestling Entertainment) 5.4%
HL-B (Hecla Mining) 5.5%

It just takes a little research to find some pretty tasty investments!

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neouka September 20 2012, 00:47:59 UTC
The rate on my GIC is 2.08%. $700 over 3 years just doesn't sound like a lot. It certainly is a safe investment though.

Apple sounds tempting right about now :p

I suppose there's always old trustworthy ones, like GE. They pay decent dividends by the looks of things. I've also got the broad range of Canadian companies to pick from, the old faithfuls are probably fairly stable, since the big banks and big telecom basically have government supported monopolies, lol.

Morally I don't think I can invest in cigarettes >.>

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wolphin September 19 2012, 09:30:20 UTC
I have some stocks. Brace yourself for Wolphin's inane share market rambling - don't take any of this as financial advice ( ... )

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neouka September 20 2012, 00:50:26 UTC
I'm fiddling around with a practice account at the moment.. And yes, I've already seen that investments can go either way, very quickly. But the gains can be huge.. or the other way around x.o

I've got the choice to look at Canadian stocks too, I think generally we're a bit more stable than the US.

It might be neat to play in, but it looks like a bit of a hobby if you want to keep up to date on -everything-, cause ohgod there's TONS of investing news out there, I find. So many factors can affect your stocks.

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wolphin October 1 2012, 13:26:40 UTC
I'm a fan of the Dow-10 method. You basically buy the top 10 performing stocks of the Dow Jones and it works on the principle that the stock market and hence the index will go up. Seems to work relatively well, I just can't afford all the stocks. :)

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branwyn September 19 2012, 12:09:46 UTC
$20 grand that you're not sure what to do with? Making only $700 in 3 years on the money you have just lying around?

Man, wish I had your problems. :)

Anyways, good luck. Considering my financial savvy, my best advice to you is to not give you any. ;)

B.

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neouka September 20 2012, 00:51:24 UTC
But maybe I could make more than just $700 over 3 years? I think it's doable. I'm not financially savvy though x.o I don't think anyone in my family has ever invested in stocks.

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branwyn September 20 2012, 13:47:26 UTC
*chuckles* You probably could, but I'm not the right guy to ask. I'm paying more than that in interest per month, so you don't want my advice. :)

B.

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