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Apr 10, 2011 09:01

At work I have one foot mentally out the door already.

This works both for and against me because at times I have a tendency to talk back (example: telling a director of nursing that no, putting a wig on a TBI isn't going to somehow make her appropriate for the dementia unit) and in other cases I just let the stupid things go (example: adding a ( Read more... )

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dosboof April 10 2011, 19:30:04 UTC
I'm sure that, for you, going back to school will be the best choice. I think you have the proper scientific and work discipline to be an Expert but not the fancy letters behind your name to be termed such. In terms of your career I think, really, you'll be happier (if not a bit financially less-well-off) in the long-run.

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nymphti April 12 2011, 09:41:38 UTC
Thanks! I think you're probably right and I'm just worrying because it's my favorite hobby. Appreciate the support! :D

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Student loan deferment averagesmartguy April 12 2011, 06:25:20 UTC
Uh, last I checked so long's you're enrolled full-time and on track for a degree, they should be automatically deferred (though there's of course still the quarterly interest that accumulates). That shouldn't be a school basis thing, just a how-student-loans-work thing. Check into it and make sure.

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Re: Student loan deferment nymphti April 12 2011, 09:40:42 UTC
Right.

The question is whether if I consolidate (which is essentially trading my 10 loans with 10 different interest rates and payments for 1 loan with 1 interest rate and 1 payment, for a fee) whether that will continue to work like a student loan with all the benefits thereof, such as deferring and the option of income-dependent payment, or whether it will work like a regular loan and not have any of those things. Since so far none of the banks I've looked into offer consolidation, I'm starting to think maybe I won't do it since I don't want to just use some shifty broker off the radio or internet.

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