Basically, it has a list of qualities. You start off with "basic horse" and add/subtract from there. You can add all that applies. [say, your horse can jump 2'3 and 2'6 .. add both prices in!]
1] BASIC HORSE (eats, sleeps, poops, can't be ridden, handled, etc.): $0
2] AGE:
3 or under- Add $1000
4 or 5- Add $3000 **
5 to 10- Add $5000
11 to 15- Add $3000
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