Me: "So as a customer, how do I benefit from having a savings account, apart from the interest rate?"
Bank representative: "Well, it's meant to encourage you to save ...."
Me: "That's not needed - I'm pretty good at saving."
BR: "Then it's mainly the interest ...."
Me: "Which is 0.05%, right? (he nods) So for 100 dollars, I get 5 cents, and for 10,000
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