House Buying

Oct 16, 2005 15:54

When making an offer on a house which doesn't already have any offers, is it better to bid the asking price or the (slightly higher) price you think it will actually sell for?

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Comments 9

anonymous October 16 2005, 15:09:47 UTC
Personally I'd go lower than the asking price, then make sure that you are kept aware of the bidding!

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blue_jez October 16 2005, 15:10:49 UTC
Miss Fish said when she bought hers she looked at the similar houses in the area and took it from there - in her case the trend appeared to be to sell £5k over asking price so that is what she offered. Best to keep it in line with the area though, as if you bid over the odds you appear too eager and they will milk you.

Why do you ask - academic exercise or something else?

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wibblymat October 20 2005, 12:31:30 UTC
We are trying to buy this house. It already had two offers of the asking price so we have bid £122,000.

Which is a terrifying amount of money to be spending.

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jozafeen October 16 2005, 15:32:10 UTC
Bid lower than the asking price, anything up to £5K lower. Your offer will be registered and if anyone else comes in higher, the agents will let you know.

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tanurai October 16 2005, 15:50:23 UTC
Beware of bidding lower though - I bid the asking price on a house down by Bramall Lane and the seller had already accepted an offer higher than mine by the time the agent called me 2 hours later. Just research your market very well beforehand.

You can find out the actual selling prices of houses in the area, compared to asking prices, but I can't remember the site's name. Upmystreet.com has a lot of price information for certain postcodes too.

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Re: research your market nasty_rabbit October 16 2005, 22:33:08 UTC
...and it depends on where the house is too. In Sheffield, the tendency is (whilst the market is good certainly and from what I was told for a while before that) for the asking price to be the expected offer with bidding between interested parties thereafter until one is accepted.

In Doncaster it is very different. Usually the asking price is what they want - offer that and its yours. Most people offer below the asking price and raise it until they reach what the vendor will accept. This has remained the case even when the housing market has been good in recent years!

Sorry if this confuses more than helps!

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samuelsapien October 17 2005, 18:51:52 UTC
If you happen to be getting a mortgage...

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