The key to the reasoning is that this debt is unsecured, meaning that the creditor has no lien on anything. Essentially, they have lent you the money on the honor system.
Now, if your creditor is the federal government, as is sometimes the case with student loans, I would not necessarily recommend this approach. Moreover, this solution requires the employment of a good attorney. This is an admittedly case-by-case solution; generally, however, it is a catch-all "get out of jail free" card for unsecured debt.
Yeah, that's the thing. It's Uncle Sam that owns my soul.
I'm just glad that with the education I have and the career path I project for myself, it's not too much of a stretch to imagine one day being able to write the "fuck you" in the memo section of the last check in a short series of large ones.
michael, you can't request a song we've never played the DAY OF THE SHOW!!! then threaten bodily harm if we don't play it. come on now, that's just ridiculous. silly boy.
You guys used to play this on the regular. It was, at the time, my favorite part of your show. How could you have forgotten this? You are the second band *ever* to make Eleanor Rigby your bitch, and the other one had a guy named John.
the very thought of having late payments reported to the credit nazis freaks me out! having good credit is important, man! :) your job sounds sorta fun though. i wish i could tell my customers that the best way for them to look like the girl in the picture would be to get plastic surgery, not a hair cut.
I don't know why you friended me, but I see why I need to friend you back now.
Maybe we can talk sometime about how much I hate credit card companies and want to tell them "Fuck off". Until then, tell me--do you think it's morally justifiable to give an 18-year old a $10,000 credit limit?
Morally justifiable? Unless the kid's parents make at least that much per month, no. That said, I talk to 18 and 19 year old kids on a weekly basis who have 720+ credit, because they understand the way the game works (get approved for a card, use it, pay it off, repeat). These are the ones buying houses before they're done growing (they are, of course, the vast minority).
Maybe everyone under 20 should be required to use only secured cards (i.e., they pay the cc company *before* they can spend the money). I do know one thing, though; I wish I had known what I know now 8 years ago. I made over $70,000 waiting tables for two years in a row, and came out of it with nothing to show but $7,500 in debt.
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The key to the reasoning is that this debt is unsecured, meaning that the creditor has no lien on anything. Essentially, they have lent you the money on the honor system.
Now, if your creditor is the federal government, as is sometimes the case with student loans, I would not necessarily recommend this approach. Moreover, this solution requires the employment of a good attorney. This is an admittedly case-by-case solution; generally, however, it is a catch-all "get out of jail free" card for unsecured debt.
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I'm just glad that with the education I have and the career path I project for myself, it's not too much of a stretch to imagine one day being able to write the "fuck you" in the memo section of the last check in a short series of large ones.
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Have I mentioned yet how much I admire your icon?
I am very excited for your release party tomorrow night.
I hereby officially request the Beatles medley at the show. If this request goes unfulfilled, I will be the guy beating up Patrick in the parking lot.
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What??
You guys used to play this on the regular. It was, at the time, my favorite part of your show. How could you have forgotten this? You are the second band *ever* to make Eleanor Rigby your bitch, and the other one had a guy named John.
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:) your job sounds sorta fun though. i wish i could tell my customers that the best way for them to look like the girl in the picture would be to get plastic surgery, not a hair cut.
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Maybe we can talk sometime about how much I hate credit card companies and want to tell them "Fuck off". Until then, tell me--do you think it's morally justifiable to give an 18-year old a $10,000 credit limit?
Reply
Maybe everyone under 20 should be required to use only secured cards (i.e., they pay the cc company *before* they can spend the money). I do know one thing, though; I wish I had known what I know now 8 years ago. I made over $70,000 waiting tables for two years in a row, and came out of it with nothing to show but $7,500 in debt.
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