Being quite fond of my money, I try not to accumulate very many bills. And since I don't have alot of bills, I can afford to pay off large chunks at a time.
The first time I paid off a chunk, I simply stopped making payments until my next payment was due, which pretty much negated the whole "paying it in advance" thing. Truth be told, I could've had my SL paid off awhile ago if I'd had the discipline.
Back in high school my friends made a home movie called "Ninja Asshole". It was a riot...they had a red phone like on Batman and when the Ninja Asshole came to the rescue at a bank robbery, he ended up breaking the necks of 2 witnesses and then falling down a hill while casing the suspects...you had to see it to appreciate it.
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The first time I paid off a chunk, I simply stopped making payments until my next payment was due, which pretty much negated the whole "paying it in advance" thing. Truth be told, I could've had my SL paid off awhile ago if I'd had the discipline.
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