Well received a call from my mortgager. As it turns out, the appraisal of the property ended up being at most $280,000. Now remember that I originally agreed to buy this house for $310,000. So what this means now is that the bank will only provide a mortgage as high as $280,000 (b/c with house mortgages, the maximum it can ever be is the value of ( Read more... )

well yesterday I signed the intention contract and gave $3000. Still working on my mortgage as I should be able to get it, but it's just a question of where I get it. I had gotten started with e-loan, and they preapproved me for $300,000 at 6.25%, but my uncle knows a mortgager whom he's gone through multiple times and had good things to say about ( Read more... )

I spoke with the guy and after negotiating a bit, we agreed on the house fopr $310,000. Yes you read that correctly, I am going to be a homeowner. Wow do I feel extremely nervous, but overall this is gonna be good for me. I'm already giving some thoughts to some of the other options to lessen the cost amts like roommates, so i'll have to see how ( Read more... )

well I'm in a bit of a dilemna. ended up lookng at houses and found a townhouse I really want. it's 3 bedroom, 2.5 bathroom, 2 story; good spacing... however it's pricey at $320,000 *cries*. Now I've left info about being interested and will probably begin talks with the seller, but either way i'm looking at probably a $300,000 mortgage loan. To ( Read more... )

so here's an update... starting to feel massively swamped with work of all forms.... school, hospital, home clients, etc.... u name it, i've probably got work to handle within it and not feeling well is not helping me at all. Some think I might have a flu, but even if I do, I'm still moving forward b/c I have little choice on the matter. One ( Read more... )

Well Christmas has finally arrived. I usually like this holiday and this yr I probably will be ok with it as well. It's funny cuz while thanksgiving is the time we're suppose to give thanks for what we have, to me Christmas really is the time when we really noticed what we have and really grow to appreciate it. For me the greatest thing I have is ( Read more... )

Haven't given a real update in some time so here's a quickie. I finished the fall semester today so now I have about a month of freedom from that, although I still have normal work, but at least on my days off from work, that means they are real days off and not just days where I focus more on school work. I sent out my xmas cards yesterday and am ( Read more... )

For those who missed this message the first time, here's a last call since I'll be working on the cards tomorrow and sending them out this wknd ( Read more... )

I don't ever do this typically, but I guess even the christmas spirit can get a little of me once a blue moon, so I'm actually in the mood to send out christmas cards. So for anyone who would like to receive a christmas card, just leave a comment with your address. This is a screened post, so no one can see but me. Now off to get some stamps.

Took long enough, but now you're 21 so live it up and remember to save your liver as if tomorrow