Situation:
DH works 2 jobs, averaging 15 hours per day, Monday-Friday, with the occasional weekend.
I have 1 full time job, run a part-time freelancing business and take night classes towards my degree.
We are newlyweds (but have lived together for 2.5 years now), live in a rental house and are just barely making our bill payments.
Problems:
1. I end
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