So, I'm perusing my condo insurance coverage yesterday (as I am wont to do) and stumbled across this:
"Outdoor Trees, Shrubs, Plants and Lawns
. . . We insure these items against loss by fire [wood is flammable], lightning [sure -- makes sense], theft [someone steals my 20' maple & you'll cover that?! OK, but I'm still impressed they managed to pull
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